/* Xelo — xelo.one */
@font-face{font-family:"Inter";src:url("fonts/inter.woff2") format("woff2");font-weight:100 900;font-style:normal;font-display:swap}

:root{
  --brand:#5E4BBD;
  --brand-soft:#EFECFB;
  --brand-line:#DFDBF2;
  --ink:#1C2835;
  --body:#46597A;
  --deep:#2F265F;
  --dark:#302660;
  --dark-card:rgba(20,14,56,.35);
  --dark-text:#CFC8F0;
  --page:#F7F6FC;
  --card:#FFFFFF;
  --line:#ECEAF4;
  --wrap:1248px;
  --pad:24px;
  --r-xl:36px;
  --r-lg:24px;
  --r-md:18px;
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:#FFFFFF;font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%;height:auto}
a{color:inherit}
h1,h2,h3,p{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* --- Shared bits --- */
.pill{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--brand);border:1px solid var(--brand-line);border-radius:999px;padding:6px 14px;background:rgba(255,255,255,.6)}
.pill.solid{background:var(--brand);border-color:var(--brand);color:#fff}
.h1{font-size:clamp(36px,4.4vw,52px);line-height:1.08;letter-spacing:-.04em;font-weight:800}
.h2{font-size:clamp(30px,3.6vw,46px);line-height:1.08;letter-spacing:-.035em;font-weight:750}
.lead{font-size:18px;line-height:1.55;color:var(--deep)}
.sub{font-size:clamp(16px,1.3vw,18px);line-height:1.55;color:var(--body)}
.head{display:flex;flex-direction:column;align-items:center;text-align:center;gap:16px;max-width:780px;margin:0 auto}

.btn{display:inline-flex;align-items:center;justify-content:center;height:48px;padding:0 24px;border-radius:12px;font-size:16px;font-weight:600;text-decoration:none;transition:transform .15s ease,background .15s ease}
.btn:active{transform:scale(.98)}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:#523FAE}
.btn-outline{border:1.5px solid var(--brand);color:var(--brand);background:transparent}
.btn-outline:hover{background:rgba(94,75,189,.06)}
.btn-white{background:#fff;color:var(--deep)}

.section{padding:120px 0}
.panel{margin:0 16px;border-radius:var(--r-xl);overflow:hidden;position:relative}

/* --- Nav --- */
.nav{position:sticky;top:12px;z-index:20;max-width:820px;margin:0 auto;padding:0 16px}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:60px;padding:0 10px 0 22px;border-radius:18px;background:rgba(255,255,255,.82);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);box-shadow:0 1px 0 rgba(28,40,53,.04),0 8px 24px rgba(48,38,96,.06)}
.nav-logo img{height:22px;width:auto}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{font-size:15px;font-weight:600;text-decoration:none;color:var(--ink)}
.nav-links .btn{height:42px;padding:0 18px;font-size:15px;border-radius:12px;color:#fff}

/* --- Hero --- */
.hero{padding-top:28px;background:#FFFFFF}
.hero-box{margin:-76px 16px 0;padding:168px 0 0;border-radius:var(--r-xl);background:linear-gradient(180deg,#FAF9FD 0%,rgba(223,219,242,.24) 100%);overflow:hidden}
.hero-rule{height:2px;max-width:1200px;margin:0 auto;background:linear-gradient(90deg,rgba(223,219,242,0),#DFDBF2 50%,rgba(223,219,242,0))}
.hero-text{display:flex;flex-direction:column;align-items:center;text-align:center;gap:22px;max-width:820px;margin:0 auto;padding:0 var(--pad)}
.hero-text .lead{max-width:540px}
@media (max-width:760px){.br-d{display:none}}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;margin-top:10px}
.store-note{font-size:14px;color:var(--body)}

.phones{position:relative;height:760px;margin-top:64px;max-width:1040px;margin-left:auto;margin-right:auto}
.phone{position:absolute;top:0;left:50%;width:336px}
.phone img{width:100%}
.phone-mid{transform:translateX(-50%);z-index:2}
.phones{--side:345px;--drop:40px;--s:1;--in:170px}
.phone-l{transform:translate(calc(-50% - var(--side)),var(--drop)) scale(var(--s));z-index:1}
.phone-r{transform:translate(calc(-50% + var(--side)),var(--drop)) scale(var(--s));z-index:1}

/* --- Rules strip --- */
.rules{padding-top:72px;padding-bottom:80px;text-align:center}
.rules h2{font-size:20px;font-weight:700;letter-spacing:-.01em;margin-bottom:28px}
.rules-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:940px;margin:0 auto}
.rule{background:rgba(255,255,255,.8);border-radius:32px;padding:20px 16px;display:flex;flex-direction:column;gap:6px}
.rule b{white-space:nowrap;font-size:clamp(26px,2.8vw,36px);line-height:1.1;font-weight:750;letter-spacing:-.03em;color:var(--brand)}
.rule span{font-size:18px;font-weight:500;color:var(--deep)}

/* --- Tax (dark) --- */
.tax{background:linear-gradient(180deg,#2F255E 0%,#3F327E 160%);color:#fff;padding:110px 0 64px;margin-top:16px}
.tax-top{display:grid;grid-template-columns:1fr 1.15fr;gap:56px;align-items:center}
.tax-copy{display:flex;flex-direction:column;gap:20px;align-items:flex-start}
.tax-copy .sub{color:var(--dark-text);max-width:460px}
.tax-cards{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:center}
.tax-cards .stack{display:flex;flex-direction:column;gap:20px}
.tax-cards img{border-radius:16px;box-shadow:0 24px 50px rgba(10,6,40,.35)}
.tax-feats{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:88px;padding-top:64px;position:relative}
.tax-feats::before{content:"";position:absolute;top:0;left:-76px;right:-76px;height:1px;background:linear-gradient(90deg,#2F255E,#251C4B 50%,#2F255E)}
.feat{background:#2F255D;border:1px solid rgba(31,25,63,.24);border-radius:16px;padding:24px 26px}
.feat h3{font-size:18px;font-weight:650;margin-bottom:8px}
.feat p{font-size:15px;line-height:1.55;color:var(--dark-text)}

/* --- Lower page: white fading to lavender --- */
.lower{background:linear-gradient(180deg,#FFFFFF 0%,#F3F2FA 100%);padding-bottom:24px}

/* --- How it works --- */
.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:104px}
.how{background:#F7FAFC;border-radius:32px;padding:16px 16px 28px;display:flex;flex-direction:column}
.how-shot{position:relative;background:#fff;border-radius:22px;height:270px;clip-path:inset(-80px 0 0 0 round 0 0 22px 22px)}
.how-shot img{position:absolute;left:50%;bottom:0;width:216px;transform:translateX(-50%)}
.num{position:absolute;top:12px;left:12px;width:30px;height:30px;border-radius:50%;border:1px solid var(--brand-line);background:#fff;color:var(--brand);font-weight:700;font-size:14px;display:flex;align-items:center;justify-content:center;z-index:2}
.how h3{font-size:20px;font-weight:700;letter-spacing:-.015em;margin:24px 8px 8px}
.how p{font-size:16px;color:var(--body);margin:0 8px}

/* --- Insights --- */
.ins-grid{display:grid;grid-template-columns:538fr 542fr;gap:20px;margin-top:64px;align-items:start}
.ins-grid .stack{display:flex;flex-direction:column;gap:20px}
.ins-grid img{width:100%;border-radius:20px;box-shadow:0 1px 0 rgba(28,40,53,.03)}

/* --- Privacy --- */
.priv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:64px}
.priv{background:var(--card);border-radius:16px;padding:24px}
.priv-row{display:flex;flex-direction:column;gap:16px}
.priv-ic{width:40px;height:40px;border-radius:16px;background:#FAF9FD;display:flex;align-items:center;justify-content:center;flex:none}
.priv-ic img{width:24px;height:24px}
.priv h3{font-size:17px;font-weight:650;margin-bottom:6px}
.priv p{font-size:15px;line-height:1.55;color:var(--body)}

/* --- FAQ --- */
.faq{max-width:836px;margin:0 auto;background:rgba(255,255,255,.6);border-radius:var(--r-xl);padding:48px 48px 32px}
.faq h2{text-align:center;margin-bottom:24px}
.faq details{border-bottom:1px solid var(--line)}
.faq details:last-child{border-bottom:0}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:20px 0;font-size:17px;font-weight:600}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:14px;height:14px;background:linear-gradient(var(--brand),var(--brand)) center/14px 2px no-repeat,linear-gradient(var(--brand),var(--brand)) center/2px 14px no-repeat;transition:transform .2s ease}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 40px 22px 0;color:var(--body);font-size:16px}
.faq a{color:var(--brand)}

/* --- CTA --- */
.cta{background:linear-gradient(180deg,#2F255E 0%,#3F327E 100%);color:#fff;display:grid;grid-template-columns:1.2fr 1fr;align-items:center;gap:24px;padding:0 0 0 64px;min-height:420px;max-width:1200px;margin:0 auto;border-radius:var(--r-xl);overflow:visible}
.cta-wrap{padding:40px 24px 0}
.cta-copy{display:flex;flex-direction:column;gap:18px;align-items:flex-start;padding:72px 0}
.cta-copy .sub{color:var(--dark-text);max-width:440px}
.cta-copy .store-note{color:var(--dark-text)}
.cta-shot{align-self:stretch;position:relative}
.cta-shot img{position:absolute;left:50%;top:50%;width:330px;transform:translate(-50%,-50%)}

/* --- Footer --- */
.foot{margin:0 auto;max-width:var(--wrap);padding:80px var(--pad) 24px}
.foot-inner{background:var(--card);border-radius:var(--r-lg);padding:28px 32px;display:flex;flex-direction:column;gap:18px}
.foot-row{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.foot-row img{height:22px;width:auto}
.foot-links{display:flex;gap:24px}
.foot-links a{font-size:15px;font-weight:600;text-decoration:none}
.foot small{font-size:13px;color:var(--body)}

/* --- Tablet --- */
@media (max-width:1080px){
  .phone{width:290px}
  .phones{height:680px}
  .phones{--side:300px;--drop:40px;--s:.9;--in:140px}
  .tax-top{grid-template-columns:1fr}
  .tax-cards{max-width:720px}
  .cta{padding-left:48px}
}

/* --- Mobile --- */
@media (max-width:760px){
  :root{--pad:20px;--r-xl:28px}
  .section{padding:84px 0}
  .nav{top:8px}
  .nav-links a:not(.btn){display:none}
  .hero-box{margin:-76px 10px 0;padding-top:132px}
  .hero-ctas{flex-direction:column;width:100%;max-width:340px}
  .hero-ctas .btn{width:100%}
  .phones{height:560px;margin-top:44px;overflow:hidden}
  .phone{width:230px}
  .phones{--side:120px;--drop:56px;--s:.82;--in:60px}
  .rules{padding-top:56px;padding-bottom:72px}
  .rules-grid{grid-template-columns:1fr;gap:12px}
  .panel{margin:16px 10px 0}
  .cta-wrap{padding:24px 10px 0}
  .tax-feats::before{left:0;right:0}
  .tax{padding:84px 0 40px}
  .tax-cards{grid-template-columns:1fr}
  .tax-cards .stack{order:2}
  .tax-feats{grid-template-columns:1fr;gap:12px;margin-top:48px;padding-top:40px}
  .how-grid{grid-template-columns:1fr;gap:16px;margin-top:44px}
  .how-shot{height:260px}
  .how-grid{margin-top:72px;gap:56px}
  .ins-grid{grid-template-columns:1fr;margin-top:44px}
  .priv-grid{grid-template-columns:1fr;gap:0;margin-top:44px;background:var(--card);border-radius:var(--r-lg);padding:4px 20px}
  .priv{padding:18px 0;border-radius:0;background:transparent}
  .priv + .priv{border-top:1px solid var(--line)}
  .priv-row{flex-direction:row;gap:14px}
  .faq{padding:36px 22px 18px;margin:0 var(--pad)}
  .faq details p{padding-right:0}
  .cta{grid-template-columns:1fr;padding:0 24px;text-align:left;margin:0}
  .cta-copy{padding:56px 0 0}
  .cta-shot{height:380px;overflow:hidden}
  .cta-shot img{top:0;transform:translateX(-50%);width:290px}
  .foot{margin-top:56px}
  .foot-inner{padding:24px 22px}
}